Posts Tagged ‘Alabama Estate Requirements’

Unfortunately, if you are refinancing or purchasing a home by obtaining a mortgage loan through a lender, your home appraisal fee will probably be $350-$500 depending on lender internal requirements as well as their choice of an Appraisal Management Company (AMC); since 21 July 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act created significant financial regulation over mortgage lenders and has also been more detrimental to the consumer in regards to more documentation and higher costs. The mortgage lending red tape has harmed good real estate appraisers trying to adhere to all of the numerous and onerous new regulations for appraisal opinion reporting. The government’s creation of more and more red tape for mortgage lenders has not been helpful but a direct detriment to consumers, home appraisers and the real estate industry as a whole.

Al Cheney is a Certified Residential Real Property Appraiser in the State of Alabama who offers special “non-financial” appraisal opinion reporting primarily within Baldwin County and Mobile County. Most residential appraisal fees will range from $225-$275 depending on location; more complex properties and or waterfront properties are quoted on a case-by-case basis. If you are a consumer/homeowner requiring an appraisal opinion report for estate settlement, property tax reduction and or any other reason not requiring a mortgage loan, call Al Cheney at 251-533-2424 today and discuss your real estate appraisal problem.

“Historically, the Semmes Community was founded around the railroad and the Semmes Land Company was incorporated in November, 1900, Book 3 Page 484. The rail was set up to transport harvested yellow pine from areas north of the community, as well as to provide passenger transportation. The community was named for Admiral Raphael Semmes (1809-1877), an officer in the United States Navy from 1826 to 1860 and the Confederate States Navy from 1860 to 1865. …”

“The Semmes Community voted on August 17, 2010 by nearly a 3 to 1 margin to become Alabama’s 461’st municipality. Mobile County Probate Court Judge Don Davis declared the City of Semmes incorporated with a population of 2,897 on May 2, 2011 after an official census of the municipality was completed. …”

READ more on Semmes, Alabama official website: http://www.cityofsemmes.org/about.htm.

Do you have a City of Semmes, Alabama Home or Land Appraisal question? Talk with Al Cheney, (251)533-2424) about your personal non-financial home (most only $250) and land (most only $200) appraisal requirements within Semmes community. The Semmes community is located within Mobile County of Alabama and around 30 minutes from Historic Downtown Mobile, Alabama depending on traffic.

Semmes locational map is: https://www.google.com/maps/dir/Mobile,+AL/Semmes,+AL+36575/@30.7517517,-88.2899373,11z/data=!3m1!4b1!4m14!4m13!1m5!1m1!1s0x889a4e1df14cf8a9:0x4ce80e5477899e1a!2m2!1d-88.0398912!2d30.6953657!1m5!1m1!1s0x889baecf8b18daaf:0xb0ecca4a7854f1f2!2m2!1d-88.2655845!2d30.7694252!3e0

Cheney Appraisal Services’ primary Mobile MSA (metropolitan statistical area) coverage area for non-financial home and undeveloped land appraisal reports are within many communities of Baldwin County and Mobile County, The Mobile Bay Metro Area, encompassing Historic Mobile Bay.

Cheney Appraisal Services’ website is http://www.CheneyAppraisalServices.com/.

More complex and waterfront residential properties are quoted on a case-by-case basis.

Alabama Certified Appraiser Al Cheney On 31st October 2014.

“Historic Bayou La Batre lies along the Mississippi Sound on the Gulf of Mexico in south Alabama. We are a charming community steeped in Southern history and a heritage with a distinct French impression. Known in the late 1800s and early 1900s as a resort town with medicinal spring water, Bayou La Batre is now the Seafood Capital of Alabama.” READ MORE

If you are needing to financially free yourself by selling owned real property in Baldwin County or Mobile County of Alabama, “the Mobile Bay Metro Area” and require a professional appraisal opinion before selling, contact Al Cheney, Certified Residential Real Property Appraiser, (251) 533-2424 to discuss your Bayou La Batre, Alabama real estate appraisal question and obtain free quotes on a typical fee within the local marketplace.

Ask about my services and non-financial (personal use, i.e. property tax issues, for sale by owner purchases, thinking about selling) home appraisal fees for only $275. More complex or difficult properties are quoted on a case-by-case basis. Web-links to Al Cheney: http://www.cheneyappraisalservices.com/ or http://buildingabrandonline.com/FinanciallyFreeYourself/.

Al Cheney has over 35 years’ experience in “the Mobile Bay Metro Area” real estate industry. Al Cheney covers all of Mobile County which includes Bayou La Batre, Dauphin Island, Grand Bay, Irvington, Mobile, Semmes, Saraland, Satsuma and Theodore, Alabama.

History of Saraland, Alabama as written within official website: “The area that was to become the present day Saraland was included in a Spanish land grant to Don Diago Alvarez. Hence, descendants of Alvarez were the ones to give the community its first name – Alvarez Station. Later land squatters moved into the area and were able, legally, in 1800 to begin purchasing property. In 1807 a land office was opened in St. Stephens to handle all land transactions. Some of the pioneer families who seized the opportunity to buy up sections were named Alvarez, Rice, Hartley, Moore, LaCoste, Williams, Tool and Cleveland. Ultimately, Alvarez Station was called Cleveland Station. The present name of the city is reported to have been given by C.J. DeWitt, a retired minister editor who moved south in 1890 for health reasons. He opened the first post office on the Southern Railroad in 1895. The Community is purported to be the namesake of his beloved wife, Sara.

Saraland was sparsely populated during the first part of this century, until an industrial and population boom occurred in neighboring Mobile. Northward expansion of Mobile in the 1940’s and 50’s brought about the incorporation of Saraland in 1957. At the time of incorporation, the city reported only 125 residents. By the 1960 U.S. Census, annexations had swelled the population to 4,595. In 1980, census figures cited 9,844 Saraland residents. Current census records report that as of 2000, Saraland‘s population has grown to 12,288.”

Click Saraland’s web link, http://www.saraland.org/, to find out more information about this Mobile County area.

If you are needing to financially free yourself by selling owned real property in Baldwin County or Mobile County of Alabama, “the Mobile Bay Metro Area” and require a professional appraisal opinion before selling, contact Al Cheney, Certified Residential Real Property Appraiser, (251) 533-2424 to discuss your Saraland, Alabama real estate appraisal question and obtain free quotes on a typical fee within the local marketplace.

Al Cheney has over 35 years’ experience in “the Mobile Bay Metro Area” real estate industry. Al Cheney covers all of Mobile County which includes Bayou La Batre, Dauphin Island, Grand Bay, Irvington, Mobile, Semmes, Saraland, Satsuma and Theodore, Alabama.

This information provided by Al Cheney, a Certified Residential Real Property Appraiser within the Mobile Bay Metro Area, covering Baldwin County and Mobile County of Alabama. You may also contact Al Cheney at (251) 533-2424 and ask about my services and non-financial (personal use, i.e. property tax issues, for sale by owner purchases, thinking about selling) Summerdale home appraisal fees for only $275 and most small size land appraisals for only $200. More complex or difficult properties are quoted on a case-by-case basis. Web-links to Al Cheney: http://www.cheneyappraisalservices.com/ or http://buildingabrandonline.com/FinanciallyFreeYourself/.

Summerdale is a small community in Baldwin County only around 25 minutes from the beautiful sugar white beaches and Gulf of Mexico’s blue-green waters. READ more information on this small town here: http://www.summerdalealabama.com/.

“Summerdale, Alabama’s Official Website!”

“Baldwin County, Alabama Residential Real Estate Statistics.”

Bay Minette, Bon Secour, Daphne, Elberta, Fairhope, Foley, Gulf Shores, Lillian, Little River, Loxley, Magnolia Springs, Montrose, Orange Beach, Perdido, Point Clear, Robertsdale, Seminole, Silverhill, Spanish Fort, Stapleton, Stockton, Summerdale within Baldwin County of Alabama. The fees will range from $225 to $275 for non-financial appraisal reports. More complex or difficult property appraisals for homes or land will be quoted on a case-by-case basis. Al Cheney is a Certified Residential Real Property Appraiser with over 35 years experience. Call 251-533-2424 to discuss. I can also be found in these websites: http://www.alabamarealestateappraisals.com and http://buildingabrandonline.com/FinanciallyFreeYourself/. Thank you for your interest!

“Airbus in the U.S.

A major presence in one of the world’s key markets

 

With over 1,100 Airbus jetliners flying in the fleets of North American airlines today, there is an operator in the region for nearly every model of the company’s modern, efficient product line. Overall, more than 3,400 Airbus aircraft have been ordered in North America from customers that include Delta Air Lines, FedEx, Frontier Airlines, GECAS, Hawaiian Airlines, ILFC, JetBlue Airways, Spirit Airlines, United Airlines, UPS, US Airways and Virgin America.

Airbus Americas has six main centers of activity in the U.S. and approximately 1,200 employees. The latest step in Airbus’ commitment to America is the new U.S. A320 Family final assembly line in Mobile, Alabama. Construction officially started on the $600-million facility in April 2013 and aircraft assembly is planned to begin in 2015 with a targeted 2016 delivery of its first A320 Family jetliner. At full capability, the assembly line and associated facilities will employ 1,000 highly skilled workers. …” READ the rest of the article by going to this link: http://www.airbus.com/company/americas/us/ and find out more about Airbus in Mobile, Alabama by going to this link: http://www.airbus.com/company/americas/us/alabama/.

This information has been provided by Albert Marshall Cheney, Certified Residential Real Property Appraiser, with over 35 years experience in the Mobile Bay Metro Area of Alabama, Baldwin County and Mobile County which encompass Mobile Bay.  You can know and read more information about me by going to some of my blogging websites:  http://www.alabamarealestateappraisals.com/ or http://buildingabrandonline.com/FinanciallyFreeYourself/. You may also contact me at (251) 533-2424 about my services and my in the City of Mobile non-financial (personal use, i.e. property tax issues, thinking about selling) home appraisals for only $225.

“Sandy Oaks” is an older subdivision, about 14+ years, located along the east side of Celeste Road, just south of Radcliff Road, several miles west of U. S. Interstate Highway 65 and about 20-25 minutes northwest of Mobile, Alabama.

The majority of homes, about 70%, were built between 1997 and 2000. Around 25% of the homes were built between 2001 and 2006.

“Sandy Oaks” primarily has homes ranging from 1,800+- square feet to 3,187+- square feet as reported in the online tax records. Most homes, about 72%, will have gross living areas between 1,800 and 2,500 square feet with 3 bedrooms and 2 full bathrooms. Homes with over 2,500 square feet represent around 23% within “Sandy Oaks” and considered over-built for its neighborhood.

As for Saraland’s home values, it appears that median sale prices for homes (sampling size is around 46+ sales) having 1,650 to 2,250 square feet dropped 17% over a 12-month time period.

Home listings are increasing. Twelve months ago, calculations indicate around 17 active listings compared to around 43 active listings today–two and a half times higher! Having this significant increase in active home listings has increased the housing supply time period from 4.4 months to 12.9 months. This time period represents the absorption rate or, how long it will take a homeowner to sell their home if reasonably priced to sell. It now takes three (3) times longer to sell your home based on the available online MLS (multiple listing service) information!

Sales for 1,650 to 2,250 square feet homes has dropped around 43.5% based on inventory analysis calculations. The information indicated 23 closed home sales twelve (12) months ago compared to 10 home sales in the past three (3) months.

For homeowners in the Saraland, Alabama, the bottom line is, hold tight if you can for a few years and the home market should stabilize and maybe increase some but, don’t expect it to be like it was in the past. If you have to sell, consult a Certified Residential Appraiser first so you will have better insight into the property values surrounding your home. Pricing your home correctly will save you so much time. Remember, you are now competing with many other homeowners who are very motivated as well as appealing “short sale” and “foreclosure” offerings.

Al Cheney is a “Certified Residential Real Property Appraiser” who has over 35 years real estate experience within the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. You can write Al Cheney at Albert@CheneyAppraisalServices.com or visit http://www.AlabamaRealEstateAppraisals.com/, http://www.CheneyAppraisalServices.com/ or http://www.CertifiedAppraiserNames.com/.

Chilton County Information

Moore Appraisals
Post Office Box 722
Jemison, AL 35085

Jemison, Alabama Information

Cheney Appraisal Services, Al Cheney, Real Estate Appraiser, (251) 533-2424, provides this information to assist clients and visitors with their real estate appraisal assignments and questions.

Al Cheney’s Comments and Opinions for 29 August 2010.

As a local, born and raised in the Mobile Bay Metro Area, I am sincerely happy that the bubbling crude has finally been capped after 90 days-after 90 days! It is worth repeating since this horrific ecological and environmental disaster should have never lasted this long if it wasn’t for the many faux pas by BP Oil and our own government. They say, the majority of the surface oil has dissipated and now can’t be found. Oh, really? The “on the surface” crude problem is only hiding in the depths of the sea-harming crustaceans, oysters and other seafood for years to come.

And, yes! I do realize that biological organisms will thrive on the raw crude and eventually remove it as a major threat but, this will take a very long time. The damage has already been done and its true damage is still hidden in the depths of the sea. Enormous amounts of crude, damaging dispersants, oil soaked wetlands and sea bottoms are here to stay for decades. A possible ecological disaster lurks beneath the sea and within the wetlands for years to come.

Furthermore, the inappropriate government overreach in shutting down oil rigs (overdramatic and very political), media sensationalism damaging our Gulf Coast tourism, and an already weaken real estate industry has created more negative affects upon Alabama and the other States along the Gulf Coast. Honestly, at this time, the affects of any significant real estate and tourism recoveries are unknown.

The fact is that, a fragile economy and a weakened real estate industry have been further exacerbated by the crude ecological and environmental disaster, and the crude politics of Washington. And, our tourism for this year has been damaged by irresponsible journalism by the media. Even so, the coastline of the Gulf States and its real estate will overcome this adversity and will eventually be less affected by the BP oil spill and the many missteps of Washington. The media needs to practice more responsible journalism and avoid the traps of sensationalism. Sensationalism is not journalism!

Well, our coastal properties along the beaches as well as other properties with gulf views and close to water tributaries will eventually improve over time. For now, the recent past spreading of crude through the Gulf of Mexico has resulted in a deeper real estate market slowdown affecting property values near and along the Gulf Coast. Whether legitimate, or not, many homes located well off water tributaries have also been affected to some degree. It is a real estate market slowdown caused by a fragile economy and the worse oil spill known in North America.

From my standpoint, the negative value affects for homes located off the beaches and the Gulf of Mexico should be negligible as time leads us into the future. When looking back in time, I believe, this catastrophe will reflect “a blip on the radar screen” when focusing only on the 90-day oil spill disaster. Then, there could be the possibility of a more normal level and slight positive return of property values; if a more normal level can be equated with a fragile economy under severe stress.

The fragile economy with high unemployment (9.5% but does not include the people who have given up) and uncertainty will be much more of a future problem for Gulf Coast property values than the BP oil spill. As time leads us into the end of 2010 and into the beginning of 2011, an even more fragile economy and real estate industry might be the result when continuing to implement recessive programs and tactics by the government while banks, entrepreneurs and small businesses mostly sit on the sidelines, “digging in their heels” or “going out of business” sales. Only deregulation and lowering taxes, the cessation of large government spending, small business incentives (get the oil riggers, shrimpers and other parts of the Gulf Coast seafood industry back to work) as well as “just plain honest positive talk” from the current Administration and our government representatives (most of them forget that they work for us) will improve the real estate industry– part of the backbone of America!