Posts Tagged ‘Last Will and Testament’

Daphne, Alabama is sometimes called The Jubilee City (it’s like an abundance of seafood) because it has an abundance of quality life things to enjoy! It is a great place to live, play and work! Daphne is proud to have been selected as a “Tree City USA” by the National Arbor Day Foundation. Daphne is a city on the move and full of growth and prosperity. It maintains a beauty and ambience for this small town and, it begins and ends with its strong leadership moving the city forward. Please read more on the City of Daphne’s official website by clicking their logo below.

This information has been provided by Al Cheney, a Certified Residential Real Property Appraiser within the Mobile Bay Metro Area, covering Baldwin County and Mobile County of Alabama. You may also contact Al Cheney at (251) 533-2424 and ask about my services and non-financial (personal use, i.e. property tax issues, for sale by owner purchases, thinking about selling) condo or home appraisal fees for only $250. More complex or difficult properties are quoted on a case-by-case basis. Web-links to Al Cheney: http://www.cheneyappraisalservices.com/ or http://buildingabrandonline.com/FinanciallyFreeYourself/.

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Call (251) 533-2424, Cheney Appraisal Services, Certified Residential Real Property Appraiser, when considering non-mortgage lending appraisal reports for sale by owner purchases or selling, property tax disputes, settling simple estates, etc. Al Cheney has appealing or special fees for property owners with condo units and straightforward home appraisals. The majority of the appraisal fees will be either $250 or $275 per report. More complex real properties will be quoted on a case-by-case basis.

Also, if you are someone who would like more information about the City of Orange Beach, Alabama, go to this web link: http://www.cityoforangebeach.com/pages_2011/index.php.

Remember the 41^st annual Festival of Art in Orange Beach, Alabama on the 14^th and 15^th of March 2015. Click the photograph to go to their website for more information.

“ORANGE BEACH FESTIVAL OF ART MARCH 14-15 2015”

“Official Website For Spanish Fort, Alabama!”

Al Cheney is a Certified Residential Real Property Appraiser with over 35 years’ experience in the Mobile Bay Metro Area of Alabama, Baldwin County and Mobile County which encompass Mobile Bay.  Al Cheney is very familiar with Spanish Fort real estate. Spanish Fort is the gateway to the delta as well as having five rivers and two state parks. Spanish Fort is minutes away to Mobile’s downtown business sector by accessing “the Bay Way” or “the Causeway”.

You can know and read more information about me by going to a few of my blogging websites:  http://www.cheneyappraisalservices.com/ or http://buildingabrandonline.com/FinanciallyFreeYourself/.

You may also contact Al Cheney at (251) 533-2424 and ask about my services and non-financial (personal use, i.e. property tax issues, thinking about selling) condo or home appraisal fees for only $250. More complex or difficult properties are quoted on a case-by-case basis.

“Baldwin County, Alabama Residential Real Estate Statistics.”

Bay Minette, Bon Secour, Daphne, Elberta, Fairhope, Foley, Gulf Shores, Lillian, Little River, Loxley, Magnolia Springs, Montrose, Orange Beach, Perdido, Point Clear, Robertsdale, Seminole, Silverhill, Spanish Fort, Stapleton, Stockton, Summerdale within Baldwin County of Alabama. The fees will range from $225 to $275 for non-financial appraisal reports. More complex or difficult property appraisals for homes or land will be quoted on a case-by-case basis. Al Cheney is a Certified Residential Real Property Appraiser with over 35 years experience. Call 251-533-2424 to discuss. I can also be found in these websites: http://www.alabamarealestateappraisals.com and http://buildingabrandonline.com/FinanciallyFreeYourself/. Thank you for your interest!

The City of Gulf Shores in Alabama is your destination to beach living year-round or vacationing along the Gulf of Mexico. Make your decision to purchase or rent from the many choices of condominium projects and begin your wonderful coastal experience. Enjoy the blue-green waters of the Gulf of Mexico and the remarkable sugar white sandy beaches which begin in Alabama.

This information provided by Albert Marshall Cheney, Certified Residential Real Property Appraiser, with over 35 years experience in the Mobile Bay Metro Area of Alabama, Baldwin County and Mobile County which encompass Mobile Bay.  You can know and read more information about me by going to a few of my blogging websites:  http://www.cheneyappraisalservices.com/ or http://buildingabrandonline.com/FinanciallyFreeYourself/. You may also contact me, Al Cheney, at (251) 533-2424 about my services and my non-financial (personal use, i.e. property tax issues, thinking about selling) condo or home appraisals for only $275. More complex or difficult properties are quoted on a case-by-case basis.

“Beach Living Year-Round or Vacationing, Gulf Shores Sugar White Sandy Beaches are Remarkable!”

Cheney Appraisal Services provides very special fees for homeowners thinking about selling or other personal uses which are non-financial or mortgage related, i.e. considering a purchase, property tax issues, selling your home or land.

The fee for straightforward real estate appraisal reports within the City of Mobile is $225. The other appraisal fees for homes located just outside the city limits of Mobile or in a nearby local community will generally range from $250 to $275. More complex residential properties will have to be quoted on a case-by-case basis.

The primary coverage area is Baldwin County and Mobile County.

This information has been provided by Albert Marshall Cheney, Certified Residential Real Property Appraiser, with over 35 years experience in the Mobile Bay Metro Area of Alabama, Baldwin County and Mobile County which encompass Mobile Bay.  You can know and read more information about me by going to a few of my websites:  http://www.CertifiedAppraiserNames.com/, http://www.alabamarealestateappraisals.com/ or http://buildingabrandonline.com/FinanciallyFreeYourself/. You may also contact me at (251) 533-2424 about my services and my in the City of Mobile non-financial (personal use, i.e. property tax issues, thinking about selling) home appraisals for only $225 when you are ready to have your property appraised by Cheney Appraisal Services.

“Sandy Oaks” is an older subdivision, about 14+ years, located along the east side of Celeste Road, just south of Radcliff Road, several miles west of U. S. Interstate Highway 65 and about 20-25 minutes northwest of Mobile, Alabama.

The majority of homes, about 70%, were built between 1997 and 2000. Around 25% of the homes were built between 2001 and 2006.

“Sandy Oaks” primarily has homes ranging from 1,800+- square feet to 3,187+- square feet as reported in the online tax records. Most homes, about 72%, will have gross living areas between 1,800 and 2,500 square feet with 3 bedrooms and 2 full bathrooms. Homes with over 2,500 square feet represent around 23% within “Sandy Oaks” and considered over-built for its neighborhood.

As for Saraland’s home values, it appears that median sale prices for homes (sampling size is around 46+ sales) having 1,650 to 2,250 square feet dropped 17% over a 12-month time period.

Home listings are increasing. Twelve months ago, calculations indicate around 17 active listings compared to around 43 active listings today–two and a half times higher! Having this significant increase in active home listings has increased the housing supply time period from 4.4 months to 12.9 months. This time period represents the absorption rate or, how long it will take a homeowner to sell their home if reasonably priced to sell. It now takes three (3) times longer to sell your home based on the available online MLS (multiple listing service) information!

Sales for 1,650 to 2,250 square feet homes has dropped around 43.5% based on inventory analysis calculations. The information indicated 23 closed home sales twelve (12) months ago compared to 10 home sales in the past three (3) months.

For homeowners in the Saraland, Alabama, the bottom line is, hold tight if you can for a few years and the home market should stabilize and maybe increase some but, don’t expect it to be like it was in the past. If you have to sell, consult a Certified Residential Appraiser first so you will have better insight into the property values surrounding your home. Pricing your home correctly will save you so much time. Remember, you are now competing with many other homeowners who are very motivated as well as appealing “short sale” and “foreclosure” offerings.

Al Cheney is a “Certified Residential Real Property Appraiser” who has over 35 years real estate experience within the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. You can write Al Cheney at Albert@CheneyAppraisalServices.com or visit http://www.AlabamaRealEstateAppraisals.com/, http://www.CheneyAppraisalServices.com/ or http://www.CertifiedAppraiserNames.com/.

Al Cheney’s Comments and Opinions for 29 August 2010.

As a local, born and raised in the Mobile Bay Metro Area, I am sincerely happy that the bubbling crude has finally been capped after 90 days-after 90 days! It is worth repeating since this horrific ecological and environmental disaster should have never lasted this long if it wasn’t for the many faux pas by BP Oil and our own government. They say, the majority of the surface oil has dissipated and now can’t be found. Oh, really? The “on the surface” crude problem is only hiding in the depths of the sea-harming crustaceans, oysters and other seafood for years to come.

And, yes! I do realize that biological organisms will thrive on the raw crude and eventually remove it as a major threat but, this will take a very long time. The damage has already been done and its true damage is still hidden in the depths of the sea. Enormous amounts of crude, damaging dispersants, oil soaked wetlands and sea bottoms are here to stay for decades. A possible ecological disaster lurks beneath the sea and within the wetlands for years to come.

Furthermore, the inappropriate government overreach in shutting down oil rigs (overdramatic and very political), media sensationalism damaging our Gulf Coast tourism, and an already weaken real estate industry has created more negative affects upon Alabama and the other States along the Gulf Coast. Honestly, at this time, the affects of any significant real estate and tourism recoveries are unknown.

The fact is that, a fragile economy and a weakened real estate industry have been further exacerbated by the crude ecological and environmental disaster, and the crude politics of Washington. And, our tourism for this year has been damaged by irresponsible journalism by the media. Even so, the coastline of the Gulf States and its real estate will overcome this adversity and will eventually be less affected by the BP oil spill and the many missteps of Washington. The media needs to practice more responsible journalism and avoid the traps of sensationalism. Sensationalism is not journalism!

Well, our coastal properties along the beaches as well as other properties with gulf views and close to water tributaries will eventually improve over time. For now, the recent past spreading of crude through the Gulf of Mexico has resulted in a deeper real estate market slowdown affecting property values near and along the Gulf Coast. Whether legitimate, or not, many homes located well off water tributaries have also been affected to some degree. It is a real estate market slowdown caused by a fragile economy and the worse oil spill known in North America.

From my standpoint, the negative value affects for homes located off the beaches and the Gulf of Mexico should be negligible as time leads us into the future. When looking back in time, I believe, this catastrophe will reflect “a blip on the radar screen” when focusing only on the 90-day oil spill disaster. Then, there could be the possibility of a more normal level and slight positive return of property values; if a more normal level can be equated with a fragile economy under severe stress.

The fragile economy with high unemployment (9.5% but does not include the people who have given up) and uncertainty will be much more of a future problem for Gulf Coast property values than the BP oil spill. As time leads us into the end of 2010 and into the beginning of 2011, an even more fragile economy and real estate industry might be the result when continuing to implement recessive programs and tactics by the government while banks, entrepreneurs and small businesses mostly sit on the sidelines, “digging in their heels” or “going out of business” sales. Only deregulation and lowering taxes, the cessation of large government spending, small business incentives (get the oil riggers, shrimpers and other parts of the Gulf Coast seafood industry back to work) as well as “just plain honest positive talk” from the current Administration and our government representatives (most of them forget that they work for us) will improve the real estate industry– part of the backbone of America!

The neighborhood name Spring Hill was originally an early 19th century Spanish land grant settlement. Spring Hill is one of Mobile, Alabama’s oldest neighborhoods. Over 150 years ago, Spring Hill gained its prominence when Mobilians built summer homes to seek refuge from the semi-tropical heat of the city and the Yellow Fever epidemic carried by mosquitoes.

Spring Hill has a sense of community with good neighbors and wonderful neighborhoods with antebellum and majestic oaks covering many of the streets, such as, The Cedars, Dilston Lane, Tuthill Lane and Wimbledon Drive. Spring Hill is also an active area with many individuals and groups of friends cycling, jogging, walking and expressing their patronage for the local businesses along McGregor Avenue and Old Shell Road as well as other adjoining streets.

The Country Club of Mobile is located in Spring Hill and provides its members with fine Southern dining, swimming pool, tennis courts, 18-hole golf course and a short 9-hole course. In nearby Langan Municipal Park, Mobilians and its visitors can enjoy the various lake views, walking paths and the wonderful lakefront Mobile Museum of Arts which maintains a fine permanent collection as well as hosting prestigious temporary exhibitions throughout each year. And, just minutes west from the museum, you can enjoy the Azalea City Golf Course ($16 to $39 depending on time of day, cart or walking), the Botanical Gardens and the Mobile Tennis Center, one of the largest of its kind in the United States. Since 1930, Spring Hill College, the oldest school of higher learning in Alabama, has been serving the Mobile Bay Metro Area with a beautiful 18-hole golf course (available without membership) from $32 to $39 each, depending on mornings and afternoons, includes a cart, or Mondays and Wednesdays which also includes a lunch.

Spring Hill‘s retail area includes an active branch of the public library, dentists, doctors, grocery stores, pharmacies, restaurants, women’s & children’s clothing stores, and other professional services. Mary B. Austin, one of Mobile’s oldest public elementary schools, is located along Provident Lane, north side of Old Shell Road. St. Paul’s Episcopal and St. Ignatius schools located nearby provide parochial private education.

Springhill Memorial Hospital, physician’s offices and a fitness center are located along the south side of Dauphin Street, near Interstate U. S. Highway 65, and across from many restaurant facilities and retail shops, such as, Alabama Outdoors, Ann Taylor Loft, Atlanta Bread Company, Ballins, Claude Moore, Coldwater Creek, J. Jill, Jimmy Johns, Jos. A. Bank, Legacy Village at Spring Hill, Metzger’s, Talbots, The Wine Loft, Tropical Smoothie Café, True Restaurant and Zoe’s Kitchen.

In a tough economic climate, the property values within Spring Hill have done better than most other areas in the city of Mobile due to its desirability. With this stated, individuals and families can find many choices for housing, from a small condominium to a spacious home on a large lot. Currently, there are approximately 231 active listings from $44,850 to $3,300,000 asking prices. Recent housing sales, about 70 sold records, for the past six months ranges from $37,500 for a one bedroom, one bath condo to $950,000 for an over 6,000 square foot home with 4 bedrooms and four bathrooms near the Country Club of Mobile. Therefore, Spring Hill has housing price offerings to fit any budget!

For more information about Spring Hill or any other neighborhood in the city of Mobile, contact Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, by calling (251) 533-2424 or visit the web site, http://CheneyAppraisalServices.com/. Al Cheney covers all of Baldwin County and Mobile County in The Mobile Bay Metro Area of Alabama.

Over the past several years in Saraland, Celeste Road has been a popular area for home builders due to the availability of beautiful wooded land with interesting terrain (topography). Charleston Ridge is one of these newer residential subdivisions located along the northeastern side of Celeste Road, about 3.2 miles from U. S. Interstate Highway 65.

Charleston Ridge was developed with 38 residential building lots about 2 years ago. At the time of this writing, Gooden Homes, Inc. has built five Craftsman style homes. Residential lot values will generally run, in the opinion of Certified Appraiser, Albert Cheney, between $55,000 and $65,000 depending on its location within the development. There are about 60% of the lots available to purchase and build your dream home.

The most recent sale prices within Charleston Ridge range from $279,900 to $290,400 with most of the gross living areas around 2,800 square feet (minimum requirements) to 3,027 square feet. There is a two car attached garage requirement for the subdivision and an architectural review of all plans & specs. before building your home.

Call Albert Cheney, Certified FHA Approved Residential Appraiser, Cheney Appraisal Services, (251) 533-2424, for more information about real estate appraising in Baldwin County and Mobile County of Albama. Click these web-links for even more information about Albert Cheney and the Mobile Bay Metro Area: http://www.MobileAlabamaFHARealEstateAppraisers.com/ or http://www.RealtyLeaders.biz/. Albert is ready to answer your questions!