Over the past several years in Saraland, Celeste Road has been a popular area for home builders due to the availability of beautiful wooded land with interesting terrain (topography). Charleston Ridge is one of these newer residential subdivisions located along the northeastern side of Celeste Road, about 3.2 miles from U. S. Interstate Highway 65.

Charleston Ridge was developed with 38 residential building lots about 2 years ago. At the time of this writing, Gooden Homes, Inc. has built five Craftsman style homes. Residential lot values will generally run, in the opinion of Certified Appraiser, Albert Cheney, between $55,000 and $65,000 depending on its location within the development. There are about 60% of the lots available to purchase and build your dream home.

The most recent sale prices within Charleston Ridge range from $279,900 to $290,400 with most of the gross living areas around 2,800 square feet (minimum requirements) to 3,027 square feet. There is a two car attached garage requirement for the subdivision and an architectural review of all plans & specs. before building your home.

Call Albert Cheney, Certified FHA Approved Residential Appraiser, Cheney Appraisal Services, (251) 533-2424, for more information about real estate appraising in Baldwin County and Mobile County of Albama. Click these web-links for even more information about Albert Cheney and the Mobile Bay Metro Area: http://www.MobileAlabamaFHARealEstateAppraisers.com/ or http://www.RealtyLeaders.biz/. Albert is ready to answer your questions!

The Sanibel Condominiums are located at 1524 West Beach Boulevard, Gulf Shores, Alabama 36542.

The directions are U. S. Highway 59 from Foley, Alabama, traveling south by car, entering Gulf Shores, Alabama, and ending at West Beach Boulevard. Then, take a right onto West Beach Boulevard (Highway 182) and travel west about 2+ miles. The Sanibel Condominiums complex is located on the right (near Little Lagoon).

The Sanibel Condominiums project, 17 stories, was built in 2007 according to available multiple listing service (mls) records. There are 108 units which have access to the general grounds, open & underneath parking spaces, exercise room, private balcony patios, barbeque grills, outdoor swimming pool, elevators, access to the white sandy Alabama beaches & the Gulf of Mexico, recreation areas, etc. are most of the primary common elements.

As of this writing, there are fifteen (15) active listings (2 bedrooms, 2 1/2 baths; 3 bedrooms, 3 baths; 4 bedrooms, 2 1/2 baths; 4 bedrooms, 3 1/2 baths) found within the Sanibel Condominiums. Most of these fifteen active condo listings have asking prices from $265,000 to $479,900 depending on interior amenities, gross living area and location within the project.

The multiple listing service (mls) indicates around eleven (11) condo sales ranging from $209,000 to $355,000 within the past year. Also, most of the monthly condo fees will range from $443 to $508. Even though the Sanibel Condominiums project is located across the road from the beaches, many of the condominium units have panoramic views of the Gulf of Mexico, southern views, and Little Lagoon, northern views.

Contact Al Cheney at (251) 533-2424 if you require more real estate related information about The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Try these web-links for additional information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/, http://www.MobileAlabamaFHARealEstateAppraisers.com/, http://www.RealtyLeaders.biz/.

The Gulf Tower Condominiums are located at 1051 West Beach Boulevard, Gulf Shores, Alabama 36542-6225.

The directions are U. S. Highway 59 from Foley, Alabama, traveling south by car, entering Gulf Shores, Alabama, and ending at West Beach Boulevard. Then, take a right onto West Beach Boulevard (Highway 182) and travel about 1.4+ miles. The Gulf Tower Condominiums complex is located on the left (beachside).

The Gulf Tower Condominiums project was built in 1984 according to available records. There are 49 units which have access to the general grounds, open & underneath parking spaces, exercise room, private balcony patios, barbeque grills, beach walkway, a beachside outdoor swimming pool, elevators, a white sandy beach & Gulf of Mexico views, recreation areas, etc. are most of the primary common elements.

As of this writing, there are three active listings found within the Gulf Tower Condominiums. All three condo units have around 1,000+- square feet of living area with 2 bedrooms and 2 bathrooms. The asking prices range from $235,000 to $285,000.

Most of the recent condo sales (two bedrooms, two bathrooms) have ranged from $199,000 to $249,000 within the past year.

Contact Al Cheney at (251) 533-2424 if you require more real estate related information about The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Try these web-links for additional information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/, http://www.MobileAlabamaFHARealEstateAppraisers.com/, http://www.RealtyLeaders.biz/.

Barnwell 36532, Bay Minette 36507, Belforest 36526, Bon Secour 36511, Crossroads 36507, Daphne 36526, Elberta 36530, Elsanor 36567, Fairhope 36532, Foley 36535, Fort Morgan 36542, Gulf Shores 36542,Josephine 36530, Lillian 36549,Little River 36550, Loxley 36551,Malbis 36526, Magnolia Springs 36555, Marlow 36580, Miflin 36530, Montrose 36559, Mullet Point 36532, Ono Island 36561, Orange Beach 36561, Oyster Bay 36542, Perdido Beach 36561, Perdido 36562, Pinegrove 36507, Point Clear 36564,Rabun (Rabon) 36507, Robertsdale 36567, Seminole 36574, Silverhill 36576, Spanish Cove 36549, Spanish Fort 36527, Stapleton 36578, Stockton 36579, Styx River 36578, Summerdale 36580, Tensaw 36507, Whitehouse Forks 36507, Wolf Bay 36530, 36535

BALDWIN COUNTY, ALABAMA
Al Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Baldwin County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Baldwin County, Alabama real estate appraisals. The Baldwin County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a ”FHA Approved” Appraiser.

Certified & FHA Home Appraisals start at $295 per report!

Albert Marshall Cheney, Cheney Appraisal Services, P. O. Box 7907, Spanish Fort, Alabama 36577-7907, accepts residential real estate appraisal assignments within The Mobile Bay Metro Area and the Baldwin County communities and towns listed above. Click on the available hyper-links for more information on these Baldwin County, Alabama communities and towns. Also, here are most of the appraisal report services with fees provided by Al Cheney with Cheney Appraisal Services:

• Condominium Appraisal Report $295 & $325 
• Single Family Residential Appraisal Report, detailed information $295 & $325
• Limited 2055 “Interior” Appraisal Report $275 & $300
• Limited 2055 “Exterior” Appraisal Report $225 & $250
• Complex Or Waterfront Residential Appraisal Report $400-$500+
• “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama $295 & $325
• Desk Review Report $100
• Relocation (RELO) Appraisal Report $450
• Acreage Or Lot (Land) Appraisal Report $200 & $250
• Recertification of “Value Opinion” $75
• Field Review “Exterior” Appraisal Reports $200 & $250
• Construction Draw Or Final Inspections $75 & $100
• Duplex, Triplex Or Other Assignments More Distant Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within Baldwin County and The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email,Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions. The business facsimile is (251) 252-7737.

Alabama Real Estate Appraisals
Certified FHA Approved Appraisers For Home And Other Real Property Appraisals

Certified Appraiser Names (CAN) website is here to assist with your Alabama real estate property appraiser needs.

Certified Appraiser Names (CAN) website gives you the ability in finding the highest quality Alabama real estate appraisals by providing web-links to Active, Certified, and FHA Approved Appraisers.

The Alabama real estate appraisal district is an area where Certified Appraiser Names (CAN) tries to provide qualified real estate appraisers who can handle all your appraisal requirements—Acreage and Lot (Land) Reports, Before & After home valuations (hurricane, storms), Commercial, Desktop and Field Reviews (residential properties), Employee Relocations (ERC reports), Estate Valuation Reports (Settling Estates with real property), Equity Line loans, Federal (IRS) and State tax situations, Foreclosure and HUD home appraisal reports, Home Modifications and Retentions, Home or Residential Mortgage refinancing, Matrimonial Real Property settlements (Divorces), New Home Construction (progress and final inspections), Primary and Secondary residential mortgages, Real Property Tax Assessment appeals, Removing Private Mortgage Insurance (PMI).

Go to http://www.CertifiedAppraiserNames.com/ and search for your city or town in Alabama, click on an appraiser’s web-link of choice, and call them today for a FREE real estate appraisal quote!

Are you a Certified FHA Approved Real Estate Appraiser with an active website and wanting to swap web-links with Albert Cheney at http://www.CheneyAppraisalServices.com/? If you are, call Al Cheney at (251) 533-2424 or email your interest to AlbertCheney@CheneyAppraisalServices.com. Thank you!

As of today, 3rd February 2010, the refinance rates are, as follows: (1) 30 yr Fixed Rate, Today, 5.19%, Last Week, 4.94%; (2) 15 yr Fixed Rate, Today, 4.4%, Last Week, 5.06%; (3) 5/1 ARM, Today, 4.53%, Last Week, 4.12%.

According to an article in Mortgage News Daily, “A rising trend of mortgage applications indicates an increase in home buying interest, a positive for the housing industry and economy as a whole. More home purchases can lead to more construction jobs and increased purchases of items to build a home. Furthermore, in a low mortgage rate environment, an increasing trend implies consumers are seeking out lower monthly payments which can result in increased disposable income and therefore more money to spend on discretionary items or to pay down other debt.”

The article further states, “Don’t wait for mortgage rates to decline! I stand by my statement that 4.75% could very well be the lowest mortgage rates offered in 2010…unless there is a fundamental shift in economic outlook. If you have been waiting to refinance or to buy, get out there and start the process before you miss the boat of sub 5% rates.”

Click this web-link, http://www.mortgagenewsdaily.com/consumer_rates/132989.aspx, to read the entire article by Victor Burek.

The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, has ongoing (and potential future) economic projects which may have an advantage over other U. S. regions. Our real estate market should draw more positive attention in the near future.

Contact Al Cheney, Cheney Appraisal Services, Certified FHA Approved Real Estate Appraiser, Baldwin County, Mobile County, Alabama, (251) 533-2424, when requiring a residential appraisal report for refinancing, settling an estate with real property, or various other litigation reasons in Alabama. Email your orders and questions to Al at Albert@CheneyAppraisalServices.com/.

The TimberCreek residential development is a great golf community located along the south side of U. S. Highway 31, the west side of Alabama State Highway 181, on the north side of U. S. Interstate Highway 10 and just minutes east of the delta areas and Mobile Bay.

TimberCreek is conveniently located near major regional shopping centers, such as, the Malbis Regional Shopping Center, and Historic Downtown Mobile, Alabama is only about 20 minutes west by traveling along the I-10 BayWay. Gulf Shores, Orange Beach and Alabama’s white sandy beaches and blue-green waters of the Gulf of Mexico are about a 30-35 minute drive south by either Alabama State Highway 181 or U. S. Highway 59.

Currently, TimberCreek has at least twenty-six (26) active MLS (multiple listing service) REALTOR listings, about 18 homes with 2,500 to 4,200 square feet, and having asking prices between $300,000 and $500,000.

There have been around twenty-five (25) home sales in the past twelve months according to the Baldwin County Association of REALTORS. The vast majority of these TimberCreek homes ranged from $275,000 and $550,000. The lowest sale price was $214,900 for a three bedroom, two bathroom home with 1,674 square feet. The highest sale price was $849,000 for a four bedroom, four full bathroom, two half bath home with 6,240 square feet.

The Sales Per Month Absorption Rate is currently three (3) homes per month in TimberCreek. With 26 active listings, the current housing supply is 8.67 months (26 active listings divided by 3 home sales per month).

TimberCreek’s Median Comparable Sale Price is now $365,000 compared to $472,000 four to six months ago. The days on market (dom) appears to mostly range from 134 days to 146 days over the past 12 months.

TimberCreek’s Median Sale Price as percentage of list price has slipped over the past twelve (12) months, and now seems to be somewhat recovering: 96.76%, 7-12 months ago; 89.95%, 4-6 months ago; past 3 months, 92.68%.

Albert Cheney, Cheney Appraisal Services, covers  the Mobile Bay  Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Call Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

Cheney Appraisal Services, Albert Marshall Cheney, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Attorneys, Certified Public Accountants (CPAs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Appraisers in HUNTSVILLE, its surrounding areas, and other principal cities in the State of Alabama.

Cheney Appraisal Services provides categories of Alabama cities and towns which list only approved Certified FHA Real Estate Appraisers with website links for contact. Periodically, these categories and lists of Certified FHA Approved Appraisers will be updated by Albert Marshall Cheney.

HUNTSVILLE, ALABAMA

http://www.esbrooks.com/
EVERETT S BROOKS JR ALG00442
(Certified General)
09-30-2010
3000 15TH AVENUE
HUNTSVILLE, AL 35805

http://www.englandappraisals.com/
SAMUEL B ENGLAND ALR00094
(Certified Residential)
09-30-2010
ENGLAND APPRAISALS
3313 S MEMORIAL PKWY, #127
HUNTSVILLE, AL 35801

http://simmonsappraising.com/
ALAN W SIMMONS ALR00718
(Certified Residential)
09-30-2010
SIMMONS APPRAISING
P.O. BOX 12492
HUNTSVILLE, AL 35803

Cheney Appraisal Services, Albert Marshall Cheney, has made an effort to provide current information with only active and approved Certified FHA Appraisers with company websites. Each Certified FHA Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state.

If anyone using this appraisal list has a legitimate reason why a Certified FHA Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration. Thank you.

Daphne, Alabama, “The Jubilee City,” was established in 1874 (incorporated in 1927). Daphne has a rich heritage and community spirit with a small town desirable ambiance.

Located in the Eastern Shore, Daphne is very centralized to Mobile, Spanish Fort, Fairhope and the beaches in Gulf Shores and Orange Beach which makes it very appealing for entertainment, shopping, sports and raising your children.

Daphne has residential neighborhoods, from small and quaint to large and loaded with amenities, which will appeal to any family or individual. The Potters Mill subdivision (entrance photo above) is only one residential development of many to choose from in Daphne and its surrounding areas.

The city of Mobile was founded in 1702 and, the Mobile Bay area was explored by the Spanish as early as 1519. Mobile is a city older than New Orleans and has many historic districts which rival those found in Charleston or Savannah. The city of Mobile was settled by the French and, eventually, under rule by the Confederate, English and Spanish through its history. The downtown architecture and the names of streets reflect the past influences from each country who ruled this Mobile Bay Area.

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Contact Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

Albert Cheney shares some of his 2009 photographs of Downtown Historic Mobile, Alabama.

For more information about Historic Mobile, Alabama, go to this website,  http://www.historicmobile.org/.