Homeowner Appraisal Services

A client or homeowner will require residential real property appraisal reports, or appraisal review reports, for a variety of reasons, including a home mortgage refinance, home equity loans, legal requests, pre-listing services and PMI removal.  When you order a real estate appraisal assignment or review report from Cheney Appraisal Services, you can rest assured that you will get the best in courtesy, experience, integrity, professionalism and quality.

Home Mortgage Refinance or Home Equity Loans

Be sure that you request Albert Marshall Cheney if your lender asks for YOUR appraisal company, or firm, preference.  Or, ask them if Cheney Appraisal Services is already listed as one of their approved appraiser companies for Baldwin and Mobile Counties of Alabama.  More than likely, our firm is already on their "approved list," and if not, the process in becoming an approved "Certified Residential Real Property Appraiser" with your chosen mortgage lender is generally quick by providing the necessary documentation, i.e., license copy, resume.

For-Sale-By-Owner (FSBO) & Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it.  A "Certified Residential Real Property Appraiser" is objective and will tell you what you need to know, not just what you want to hear.  In addition to helping you set a realistic selling price, so your home will attract more buyers, a professional appraisal report is very valuable as a negotiating tool once you have a potential buyer.  It gives you something concrete to show your buyer.  It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth.  Potential buyers know you have an emotional attachment to your home so they will, more than likely, give credibility to a certified residential appraiser's value opinion estimate than your own opinion of value.  Albert Marshall Cheney can assist you!  Please call today!

PMI Removal Appraisal Reports

A popular money saver for homeowners in the last few years is to get the PMI removed from their home mortgage loan, thus saving them money on their monthly payments.  PMI stands for "Private Mortgage Insurance." Once your home mortgage loan amount is down below 80% of the value of your home, in most cases, you can apply to the lender in having the PMI removed from your loan, which will reduce your monthly mortgage payment!  Albert Marshall Cheney, Cheney Appraisal Services, a professional certified and licensed appraiser, with over 30 years experience, who is ready to assist homeowners, like yourself, in eliminating the unwanted PMI!  Call Albert today!

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal report? Would like to have a professional certified residential real property appraiser "double-check" your report for its accuracy?  Or, maybe, do you need a second opinion without the expense and delay of waiting for a whole new appraisal report?  Then, call Albert Marshall Cheney, Cheney Appraisal Services, at (251) 533-2424, or email at Albert@CheneyAppraisalServices.com, for scheduling your:

• Appraisal Field Reviews:  Albert will check your appraisal report for its accuracy and provide exterior "field inspections" of the subject and comparable properties for maximum appraisal certainty.  Isn't this a perfect solution when requiring a second value opinion estimate for the property in question? 
• Appraisal Desk Reviews:  Are you in a hurry and would like to "double-check" the facts?  Well, use Cheney Appraisal Services' extensive Internet research capabilities and office files when delivering review reports with the highest degree of accuracy, experience and professionalism in the real estate industry.