Appraiser Qualifications of ALBERT MARSHALL CHENEY

CHENEY APPRAISAL SERVICES

A Division of Realty Leaders Corporation

Post Office Box 8888

Mobile, Alabama 36689-0888

www.CheneyAppraisalServices.com (web site)

Albert@CheneyAppraisalServices.com (email address)

(251) 533-2424 (business & cellular)

(251) 252-7737 (facsimile)

OVER 30 YEARS OF REAL ESTATE EXPERIENCE

within "the Mobile Bay Metro Area," Baldwin and Mobile Counties of Alabama. Various past experience in abstract & title, home listings & sales, savings & loan industry, county tax assessing and other real estate related businesses.

A "Certified Residential Real Property Appraiser"

and "FHA/HUD Approved Appraiser"

within the State of Alabama

License Number AL R00060

Current with all appraisal and continuing education (CE) courses.

The Errors & Omissions (E & O) Insurance is through Lexington Insurance Company, Wilmington, DE. Policy Numbers 5113803, 5113601

An active "real estate brokerage license" is maintained through

REALTY LEADERS CORPORATION of Mobile, Alabama.

License Numbers 000071604-0, 000010734-0

BALDWIN & MOBILE COUNTIES of Alabama

are the primary coverage areas for land and residential appraisal assignments.

Acreage or land reports, complex or high-priced residential properties,

FHA/HUD appraisal assignments, single family residential homes and

waterfront homes are the primary focus when completing

appraisal reports within the city of Mobile and the other

southern Alabama surrounding communities,

"the Mobile Bay Metro Area!"

ALBERT MARSHALL CHENEY will deliver colorful, dependable,

detailed & well-arranged appraisal reports with extra documentation

for assisting a client's home loan approval.

"CHENEY APPRAISAL SERVICES"

began in October 1994.

"REALTY LEADERS CORPORATION"

was incorporated on 6 May 2002.

Business & Management Studies degree

from the University of South Alabama, Mobile, Alabama

Baldwin County Association of REALTORS member.

Mobile Area Association of REALTORS member.